Direct Credit

Assisting you in seeking out and negotiating property financing

Find property loans at attractive rates

Whether you are making a rental investment or purchasing a first or second home, AS & Associés, through its subsidiary Direct Crédit, are here to help you navigate the entire process of securing financing for your property, right up to the signing of the loan.

After understanding your objectives and assessing your financial portfolio, we set about contacting the most competitive banks to collect financial proposals that are suited to your needs.


Enjoy advantageous terms on your property loan

In consideration of the significant volume of business that we generate, we have access to some of the most competitive offers on the market, including: attractive rates, beneficial grace periods, penalty-free conditions for repayment schedules and waived-fee applications, etc.

What type of credit is right for you? Is it best to opt for fixed rate or adjustable rate terms? Our experts can provide fully unbiased advice on these matters, allowing you to select the most beneficial option for your financing needs.


At your side at every step of the way in seeking the right financing option

Prior to research 
• Analysis of your objectives and means
• Advice on potential financial strategies

During the search 
• Selection of the most currently competitive banks
• Delivering your dossier to appropriate banks

After selection of a financing plan 
• Assistance in analysing and comparing received proposals in terms of interest rates, general terms and conditions of the loan, and credit assurances and guarantees, etc.
• At your side right up until the signing of the loan contract

AS & Associés has been serving individuals for 19 years in creating and structuring their property assets. With a presence throughout France, our company is at your service to provide property investment opportunities through our regional networks, and with the experience and expertise of our specialist consultants and their partnerships with some of the biggest names in property in France.

Our commitments


Our consultants are recognised experts in property that have a comprehensive understanding of tax systems affecting property investments and mechanisms for minimising fiscal implications.

Extended choice

Owing to our partnerships with some of France’s largest property developers, we have access to a vast range of available projects, including some that are exclusive to AS & Associés.


We are by your side in seeking out the most suitable project to meet your financial objectives, in selecting the best mode of financing and in providing management solutions for your property.


Throughout our dealings with developers and property managers, our only focus is simple: your interests.

Learn more

Direct Crédit


Brokerage manager of DIRECT CREDIT


Brokerage manager of DIRECT CREDIT

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